CoolCredit uses AI to identify credit report errors, generate automated dispute letters, and track credit score improvements across Equifax, Experian, and TransUnion. With its Booster Plans, it also lets users build credit by reporting positive payment behavior.
What Does This Integration Mean for Your Business?
CoolCredit is an AI-powered credit repair and monitoring platform designed to help individuals take control of their financial future. By analyzing data from all three major credit bureaus - Equifax, Experian, and TransUnion- it identifies inaccuracies, automates dispute generation, and provides real-time updates on credit activity. With its unique Booster Plans, CoolCredit also enables users to build credit proactively by reporting on-time payments, making it a powerful tool for long-term credit health.
By combining Credee’s buy now, pay later payment plans with CoolCredit’s AI-powered credit repair and monitoring system, you can:
01
Offer Credit-Boosting Payment Plans
Every on-time payment made through Credee is reported to CoolCredit, allowing your customers to improve their credit scores simply by staying consistent, with their payments.
02
Expand Access, Grow Conversions
You remove financial barriers for customers with limited or poor credit, without taking on credit risk yourself. More approvals mean more revenue.
03
Get Paid While Customers Build Credit
Credee handles payment automation, collections, and tracking, while CoolCredit reports your customers’ timely payments to credit bureaus, thus improving their credit health. You maintain a healthy cash flow, and your customers benefit in the long run.
04
Position Your Brand as a Financial Ally
By combining Credee’s buy now, pay later plans with CoolCredit’s instant credit insights, you enable smarter, more responsible purchasing decisions. This not only supports your customers’ long-term financial wellness but also helps your business stand out in a competitive market.
How It Works?
When paired with Credee’s buy now, pay later model, this integration turns routine transactions into credit-building opportunities, without complicating your workflow.

Why It Matters?
Today’s customers are seeking flexibility and financial wellness. With Credee + CoolCredit, you’re not just offering BNPL payment plans; you’re helping build stronger credit profiles, one transaction at a time.
Ready to offer flexible payments that build loyalty and boost credit?