The cost of dental treatments in Los Angeles, such as a routine dental exam and cleaning, costs around $150 to $300 without insurance. Whereas more complex treatments, such as root canals, dental crowns, and extractions, can range from $1,000 to over $2,000 per tooth. These high dental costs discourage many patients from booking appointments. As a result, most patients need to think twice before considering a dental checkup. In most cases, people avoid or delay care as long as they can, as they can’t always afford to pay for dental care upfront.
However, many dental clinics recognize these challenges and have integrated dental clinic financing options in Los Angeles, such as in-house financing, BNPL plans through platforms like CareCredit, Cherry Financing, or Credee no-credit-check financing options.
In this blog, we’ll discuss the top challenges and the best way to offer affordable dental financing options in LA that can help increase dental patient bookings and enhance dental care accessibility.
The Challenge: Why LA Dental Clinics Lose Patients
1. High Treatment Costs:
The overall cost of dental procedures in the U.S. is significantly high. On average, a single dental procedure can typically cost $300 to $2,000+. This especially affects low-income and uninsured individuals. Many families with low incomes must choose between paying for rent and living expenses or paying for dental care. This difficult choice often leads to delayed or forgone treatment until it becomes an avoidable dental emergency.
2. Lack of Coverage:
72 Million (27%) of Americans lack dental insurance, as it is often not a part of standard medical insurance plans. Furthermore, government programs like Medicare or Medicaid may not offer full dental coverage, especially for many major dental procedures. Hence, most dental insurance plans leave patients with substantial out-of-pocket costs.
3. Geographic Issues in Accessing Dental Care:
For many Los Angeles residents, particularly in underserved communities, finding a nearby dental office that accepts their insurance is a real challenge. Moreover, elderly patients and those with disabilities or other health conditions may face more barriers to care.
4. Complex Systems:
Navigating the complex processes of billing, dental insurance, and dental financing can be challenging, particularly for low-income and minority community patients.
5. Language and Cultural Differences:
In diverse areas like Los Angeles, Spanish-speaking communities also face a significant barrier. The language and cultural barriers can hinder communication between patients and dental providers. This may lead to a lack of understanding about dental procedure requirements, treatment plans, financing terms, etc.
These challenges not only limit patient access to essential dental care but also hinder LA dental clinic revenue growth.
Flexible payment options help LA patients prioritize dental health without financial stress.
Patient Payment Solutions for Dentists in LA:
How Flexible Payment Plans Solve This Problem
Offering affordable dental financing options in LA opens up recurring revenue opportunities while enhancing access to dental care. Here are the top ways integrating flexible BNPL payment solutions in LA can help you get ahead:
1. Faster Enrollment for Treatment Plans
Patients often delay dental procedures when faced with a large bill. Flexible BNPL payment plans can make it easier for them to get on board without pausing to check their wallet. Instead of putting off procedures or shopping around, they feel empowered to enroll on the spot.
They can get comprehensive care, including preventive, restorative, and cosmetic treatments, even if they lack insurance coverage or only have partial coverage. This improves both your practice’s revenue stream and patient oral health outcomes.
2. More Case Acceptance, Fewer Drop-Offs
Offering BNPL financing options at the time of consultation increases acceptance rates, as they can get started with treatment right away. Moreover, paying over time is more feasible for patients, so they won’t need to seek treatment elsewhere for cheaper. This can significantly reduce the drop-offs after consultation.
3. Creates Steady, Predictable Cash Flow
Dentists often deal with irregular income and fluctuating finances. However, offering affordable dental financing options in LA that let patients make monthly payments generates recurring income for clinics. When the finances stay steady and predictable, it is easier for clinics to cover expenses, pay staff on time, and reinvest in practice growth.
4. Differentiates Your Clinic in a Competitive Market
The dentistry services are both high in demand and a highly competitive industry. LA has no shortage of dental practices, which means patients often compare more than just the quality of care. Indeed, the availability of dental BNPL financing options can be a deciding factor. Offering tailored no-credit-check patient financing in Los Angeles positions your clinic as patient-centered and forward-thinking. This gives you an edge over practices that lack such flexibility and require full upfront payments.
5. Strengthens Patient Relationships
By giving patients a way to manage costs without the financial stress, dentists can build trust that leads to loyalty, repeat visits, and long-term referrals from patients — especially in local communities in LA. This leads to sustainable growth for your clinic in the competitive LA landscape.
Implementing Credee Patient Payment Solutions for LA Dental Clinics
Running a successful dental practice in Los Angeles requires balancing between delivering excellent patient care and ensuring consistent financial growth for your practice. Credee’s flexible patient financing options are designed to do just that. By simplifying financing, reducing risk, and making treatments more accessible, Credee empowers dental clinics to focus on patient care while securing steady revenue.
1. No Credit Checks Needed
With Credee, approvals don’t depend on a patient’s credit history. This removes a major barrier for those who might otherwise be denied by traditional financing providers. Hence, implementing Credee’s no-credit-check financing options enables your practice to welcome more patients without added financial risk.
2. Customizable Payment Plans
Every patient’s financial situation varies; hence, Credee lets you design tailored payment plans that fit your patients’ needs, including customized plan durations, down payments, and payment structures that work for them.
3. 97% Approval Rate
A higher approval rate means fewer treatment delays and more patients saying “yes” on the spot. This boosts your clinic’s overall revenue while ensuring patients feel supported and don’t have to face rejection.
4. Instant Plan Setup
With Credee, you can create payment plans in minutes — no complicated paperwork or long approval processes. The approval decisions are instant, making the financing experience smooth and seamless for patients.
5. Protected Payments
Your practice’s revenue is secured as Credee offers payment protection with its different plans. This means even if a patient misses payments, your cash flow stays consistent. Credee takes on the risk of collections, reducing financial uncertainty and safeguarding your bottom line.
6. Seamless Integration
Credee integrates smoothly with your existing systems or website, making implementation effortless. This means your customers can choose a plan through your website or in-office without any disruptions to your workflow. It adds a layer of efficiency that helps you offer and manage patient payment plans without extra steps.
7. Automated Tracking & Reporting
Automated monthly billing ensures steady payment collections without the stress of irregular payments. With a user-friendly dashboard, you can monitor every active plan, payment status, and revenue updates in real-time. This financial visibility helps improve decision-making and streamlines financial management.
8. Multi-Language Support
Los Angeles is home to diverse communities, including Spanish-speaking patients. Credee supports over 10+ languages. Its multi-language options ensure you can provide financing options to patients in the language they understand well and feel more comfortable when setting up their financing. This helps your clinic connect with a wider demographic, enhancing dental care accessibility and breaking down language barriers.
Easy setup, instant approvals, and seamless integration for your dental practice to grow your business revenue.
Enroll NowWhy No-Credit-Check Dental Financing Works for LA Dentists
Many traditional BNPL dental financing providers may often require a soft or hard credit check. This poses a crucial challenge for those with low or poor credit scores. However, here’s why offering no-credit-check dental financing works:
1. Easily Accessible to More People
Many traditional financing providers may require a hard or soft credit check, which may lead to patient hesitations. However, when no credit check requirements stand in their way, they are more likely to enroll for treatments they need while paying manageable monthly payments. This not only widens your patient pool, but it also helps reduce cancellations and boosts acceptance rates and retention.
2. Less Financial Pressure
Patients don’t have to worry about paying all up front. Instead, they can pay at a pace that best suits them. On the other hand, clinics can enjoy uninterrupted recurring cash flow without taking on the financial risks directly.
3. No Rigid Financing Terms
Traditional plans can be inflexible with strict schedules and rigid repayment terms. However, no-credit-check financing allows more flexible payment plans, aligning with a patient’s budget perfectly while still ensuring steady revenue for your practice.
4. Increased Trust and Loyalty
Patients in Los Angeles who often struggle with choosing between making bill payments or dental care can make an easier choice with easy payment plans. They feel understood and supported, they’re more likely to return for dental services again, and recommend your practice to more people.
5. Higher Revenue
While many practices may have to turn away patients when they don’t accept their insurance, however, by offering BNPL dental clinic financing in Los Angeles, you can capture more revenue opportunities. This helps break down financial barriers for customers while dentists can focus more on care and grow their practice’s revenue without having to heavily rely on insurance approvals.
6. Better Patient Experience Overall
No-credit-check patient financing in Los Angeles supports your dental clinic by removing one of the biggest hurdles to treatment — affordability. When patients can opt for timely care, they feel more confident in choosing your services, and it creates a better overall experience from every aspect.
Bottom Line
When patients know they can opt for no-credit-check patient financing in Los Angeles, they can get the treatment they need with more confidence and less hesitation. By filling this gap, more patients are likely to choose your services instead of looking elsewhere for dental services. Hence, implementing solutions like Credee that work for the unique needs of patients can steer your practice towards more dental bookings, more revenue, and unprecedented growth.
More Patients. More Revenue. More Growth.
Schedule a DemoFAQs for Los Angeles Dental Clinics
1. How to Offer Dental Payment Plans Without a Credit Check in LA?
Dental clinics can provide payment flexibility either with In-House Financing or partnering with a no-credit-check financing platform. This can effortlessly fast-track offering payment plans without any credit check barriers, allowing patients to enroll in manageable monthly plans.
2. Can My Clinic Offer Financing Without Running Credit Checks?
Yes, many dental clinics in Los Angeles offer no-credit-check financing through platforms like Credee, Sezzle, Splitit, etc. Each provider may have different terms for offering payment plans. You can compare different financing providers to determine which one suits the needs of your patients.
3. Will Credee Protect My Clinic From Missed Payments?
Yes, Credee offers protected payments, which means you get paid even when a patient delays or misses payments. This minimizes the financial risks for dental clinics.
4. Which Treatments Can I Offer With Financing?
You can offer almost all dental services you offer under flexible financing options, from routine plans to customizable payment options for major procedures.
5. What Is the Best Way for LA Dentists to Accept Monthly Patient Payments?
Integrating flexible BNPL solutions such as Credee into your existing process is the best way for your LA dental clinic to cater to patients’ budgetary needs and automate collecting monthly patient payments effortlessly.
6. How Fast Can My Clinic Start Using Credee in LA?
You can get set up on the same day and start offering Credee financing options for dental care within less than an hour. Simply sign up today to get started.
