The Easier Way to Capture
Out-of-Pocket Costs
The Urgent Care Crisis in Numbers
“Across the U.S., Urgent Care clinics are collecting less than half of what patients owe — and losing millions in predictable revenue.”
Patients are now one of your largest payers - but they’re the least reliable
Nearly 30% of expected collections go uncollected in urgent care centers today.
45% of insured adults cannot afford a $500 medical bill (KFF survey).
A single urgent care visit with X-rays or labs often exceeds that $500 threshold.
Drowning in Deductibles: How Rising Out-of-Pocket Costs Are Draining Urgent Care Revenue
In recent years, a profound shift in payer dynamics has occurred, driven by the rise of high-deductible health plans and other challenges. This whitepaper examines the factors fueling this trend and its impact on urgent care centers’ bottom lines.
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What is Credee?
Credee isn’t a lender - and that’s exactly why it works.
We’re a HIPAA-compliant Buy Now, Pay Later (BNPL) platform that empowers your urgent care clinic to capture patients’ out-of-pocket costs through flexible, no-credit-check payment plans — with payments protected and backed by Credee.
No credit checks.
No income verification.
No underwriting delays.
Just guaranteed approvals and predictable, protected monthly revenue.
How Credee Works
Step 1:
Patient Visit & Checkout
Front Desk Estimates Patient Out-of-Pocket Cost
After the visit and any diagnostics or procedures, the front desk provides the out-of-pocket estimate.
Step 2:
Offer a Credee Payment Plan
Patient Chooses an Affordable Plan
No credit check, instant setup, and balances can be updated post-insurance.
Step 3:
Clinic Receives Payments
Credee Takes On the Risk if the Patient Defaults
Clinic receives scheduled payments — with any missed payments covered by Credee.
API Integration
Credee is built to reduce manual workload and has the ability to integrate into your existing EHR/PM system, including:
Have Questions? Let’s Talk.
Whether you’re looking for tailored insights or simply want to learn more, reach out and let’s take the next step.
Ankur Chadha
Vice President, Credee
ankur@credee.com
