Hair Transplant Cost: What You Need To Know

  • Tanya
  • April 8, 2024
Hair Transplant Cost

Numerous products on the market promise to enhance hair growth, but many of them fail to deliver. One of the major reasons why different hair transplant procedures are gaining popularity as a more reliable solution. 

But how much does a hair transplant cost? Pinning down the cost precisely can be tricky. All in all, the overall expense is influenced by factors related to treatment and recovery. Consequently, both aspects and many others contribute to the total hair transplant cost.

What Is A Hair Transplant?

A hair transplant is a simple surgery to treat hair loss. In detail, the process involves taking healthy hair from one part of the scalp and moving it to the balding area using small pieces of skin. Hair loss can happen due to factors such as aging, illness, or injury. Therefore, a procedure such as a hair transplant helps bring back lost hair.

This procedure is done in a doctor's office or clinic. On the whole, it lasts between 4 to 8 hours. During the surgery, the surgeon takes hair from a part of the head with good growth and places it in the area where the hair is comparatively thin.

What Are the Three Main Stages Of Hair Transplant?

1. Extraction

To commence, the surgeon removes each hair follicle individually. Following this, the follicles are readied for placement in the chosen area.

2. Implantation

Moving on to the implantation step, the surgeon inserts healthy hair follicles into small incisions on the scalp using a fine needle.

3. Healing

In the last stage, the healing process occurs. New hair growth emerges from the small openings, exhibiting diverse degrees of success.

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Types Of Hair Transplants

A. Follicular Unit Transplantation (FUT)

A surgeon takes a piece of skin from the back of your head, typically in a narrow strip that is about 0.4 to 0.6 inches wide. After taking out individual hair follicles from the strip, they are then placed back into your scalp.

B. Follicular Unit Excision (FUE)

In this hair transplant, the surgeon takes individual hair follicles from one part of your skin and plants them in another area. It further thickens the hair in the new spot. In most cases, the ideal person for this kind of transplant has thinning hair or is balding but still has enough nearby hair to be used for the procedure.

How Much Does A Hair Transplant Cost?

Hair transplant cost typically falls within the range of $4,000 to $15,000, and the specific cost depends on factors such as the chosen procedure and clinic. It's worth noting that insurance coverage for this type of procedure is generally uncommon.

Understanding How Different Elements Impact the Cost of Hair Transplants

1. Location

The cost a surgeon charges for the procedure may vary based on the local cost of living. Moreover, it may depend on the number of surgeons in the area offering the service.

2. The Procedure You Choose

Particularly while choosing procedures, there are two types of hair transplants: follicular unit transplantation (FUT) and follicular unit extraction (FUE). Nonetheless, the average hair transplant cost is different for both. 

3. Skillset of the Surgeon

If your surgeon is recognized as one of the top-notch ones, of course, they will charge a higher fee. However, higher rates don't necessarily mean they are more skilled. On the whole, it's essential to do your research before making any decision.

4. The Amount of Hair You Wish to Transplant

Undoubtedly, adding a few patches of hair will be cheap. On the other hand, the amount will be comparatively high when you want the transplant on the entire scalp.

Average Cost Of Hair Transplant In The USA

According to well-known hair restoration experts, the average hair transplant cost in the USA is approximately $10,000. To clarify, let's understand how much hair transplants cost in different US states.

States Average Cost
Arizona $4,000 to $15,000
California $4,000 to $20,000
Connecticut $7,000 to $13,000
Florida $4,000 to $16,000
Georgia $4,000 to $20,000
New Jersey $4,000 to $15,000
Pennsylvania $8,000 to $16,000
Texas $4,000 to $15,000
Illinois $6,000 to $10,000
Maryland $4,000 to $10,000
New York $4,000 to $15,000
North Carolina $8,000 to $18,000
Ohio $4,000 to $20,000
Oregon $6,000 to $14,000
Utah $7,000 to $16,000

Does Insurance Cover Hair Transplants?

Hair transplants are seldom covered by insurance because these procedures are typically deemed cosmetic and are not commonly included in insurance coverage. However, if hair loss stems from a medical condition such as alopecia or is a result of chemotherapy, insurance may step in as it's seen as medically necessary. 

In addition to this, insurance could help if the procedure corrects a deformity caused by injury or illness, covering a portion of the cost.

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How To Pay For A Hair Transplant

Hair transplants come with a significant price tag, but there are options to make them fit your pocket. When setting up a consultation with a plastic surgeon or dermatologist, check for payment solutions. In addition to this, some surgeons partner with external companies that offer flexible payment plans. While deciding on a payment plan, patients should carefully review the terms and conditions of these plans. Ensuring a clear understanding of the interest rates, fees, and repayment schedule is equally important.

Credee provides budget-friendly monthly payment plans specifically designed for procedures like hair transplants. For instance, surgeons using Credee can approve the majority of patients, including those without medical financing or insurance coverage. Along with a 97% approval rate, it ensures quick access to necessary treatments. Moreover, its straightforward approval process helps minimize delays for urgent care. 

Final Words

A hair transplant can be pricey, especially if you need more grafts. And the answer to “How much does a hair transplant cost?” isn't easy to determine. Generally, the hair transplant cost ranges from $4,000 to $20,000, owing to various factors. 

As long as upfront costs are a concern, flexible payment plans can be a helpful solution. Credee, for example, provides flexible payment options, significantly benefiting those who can't afford the full payment at once. Similarly, many providers use Credee for their patients because of its 'No Credit Check' policy and higher approval rates compared to traditional lenders. 

Again, before choosing a clinic or surgeon, consider the factors influencing the cost. It's also wise to briefly discuss available payment solutions with your provider to ensure your hair transplant fits your budget. 


A. How Much Is A Hair Transplant?

The average cost of a hair transplant is $10,000. However, the cost may vary depending on factors such as the city you reside in, the surgeon you opt for, and more importantly the number of hair follicles needed to achieve the look you want. 

B. Does Insurance Cover Hair Transplant Costs?

Insurance doesn't usually cover hair transplant costs because it is a cosmetic procedure. But if your hair loss is due to a medical issue like alopecia, chemotherapy, sickness, or injury, your insurance might help pay for part or all of the treatment.


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